We are looking for an experienced and driven Head of Data Science to lead our data science and machine learning efforts across our three international markets: the Philippines, Vietnam, and Thailand. This is a senior leadership role that sits at the intersection of advanced analytics, credit risk, and regional business strategy.

You will build and guide a centralized team of data scientists based in Singapore, own the end-to-end development of credit risk models, and lay the foundation for a broader ML capability that scales across markets. You will also serve as the primary bridge between the technical team and business stakeholders in each country.

About the Job:

Team Leadership & Strategy

• Lead and mentor a centralized team of data scientists based in Singapore, serving the Philippines, Vietnam, and Thailand markets.
• Define the data science roadmap aligned with business priorities in each market.
• Build a high-performance, collaborative team culture and establish best practices in model development, validation, and deployment.
• Manage hiring, onboarding, and career development of data science talent.

Credit Risk & ML Model Development

• Own the end-to-end design, development, validation, and deployment of credit risk models (e.g., Application and Behaviour risk scorecards, transaction models).
• Remain hands-on and lead by example, actively contributing to data analysis, model building, and technical problem solving alongside the team.
• Expand the team's capabilities beyond credit risk to include other ML use cases such as fraud detection, customer segmentation, churn prediction, and propensity modeling.
• Collaborate with ML engineering teams to integrate models into operational systems and data pipelines.

Stakeholder Communication & Regional Collaboration

• Act as the primary DS technical point of contact for business stakeholders in the Philippines, Vietnam, and Thailand.
• Translate complex model outputs and data science insights into clear, actionable recommendations for non-technical audiences.
• Regularly present model performance updates, risk insights, and strategic recommendations to senior leadership and country heads.
• Work closely with local risk, product, and operations teams to ensure models address real business challenges.
• Champion data-driven decision making across all three markets.

About You:

• Minimum 10 years of experience in data science or machine learning, with at least 3–5 years in a team leadership or management role.
• Deep domain expertise in credit risk modeling and/or the financial services industry (lending, banking, fintech, or similar).
• Strong technical skills across the full data science lifecycle, from data analysis and feature engineering to model development and production deployment.
• Excellent communication and stakeholder management skills, with the ability to navigate cross-cultural business environments.
• Experience in Southeast Asian financial markets, particularly the Philippines, Vietnam, or Thailand, is a plus.

Why Join Us

• Lead a high-impact data science function across three fast-growing markets in Southeast Asia.
• Shape the ML strategy from the ground up, you will have real ownership and influence over how models are built and applied, and play a key role in building and shaping the data science team itself.
• Work with a passionate, cross-functional team that values data-driven thinking and experimentation.

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