Loans Assessor / Credit Officer
Rapid Loans
About Rapid
Rapid Loans is a leading Auto and Personal Loans company committed to providing exceptional lending solutions to our customers. With a focus on integrity, innovation, and customer satisfaction, we strive to empower individuals to achieve their financial goals.
About the role
We are seeking a motivated and detail-oriented Loans Assessor / Credit Officer to join our team.
The Loans Assessor / Credit Officer will be responsible for assessing new loan applications from our consumer customers and our broker network from pre-approval through to settlements, managing credit risk, and ensuring compliance with company policies and procedures.
The ideal candidate will have strong analytical abilities, high attention to detail and a proven track record of success in loan / credit assessments.
This is a full-time permanent role with immediate start.
Responsibilities:
- Assess loan applications to approve or decline in a timely manner
- Ensure credit notes are accurate and compliant using the 4 C's
- Analyze financial statements, credit reports, and other relevant information to assess creditworthiness
- Manage credit risk by monitoring credit limits, reviewing credit reports, and identifying potential credit issues
- Ensure compliance with company policies and procedures, as well as regulatory requirements
- Communicate credit decisions to customers, brokers and internal stakeholders
- Collaborate with sales and customer service teams to resolve credit-related issues
- Provide support and guidance to other team members as needed
Required skills and qualifications:
- 1+ years of experience in credit analysis or a related field
- Strong analytical and problem-solving skills and attention to detail
- Ability to work independently and as part of a team
- Proficiency in Microsoft Office and other relevant software applications
- Knowledge of credit policies and procedures, as well as regulatory requirements
Why Rapid Loans?
We only employ friendly and positive team players who genuinely enjoy fast-paced, rewarding and a sometimes challenging role.
Hopefully, like us, you want to spend your working life with people who have similar interests, people whom you get along with and who have a common goal in mind.
- We provide a modern office environment
- Amazing Gold Coast location 100 metre's to the beach
- Free onsite and street parking for staff
- Free yoga and pilates classes
- Regular paid events and fun
- Fresh fruits in the office
- Employee Assistance Program
- Dynamic team and friendly and supportive leadership
- Growth opportunities
- 1 hour lunch every Friday
Please apply, attaching your resume!