About Us
Rapid Loans has been helping Australians access fast, responsible finance since 2001. As a non-bank lender, we’re committed to delivering transparent and fair personal loan solutions while upholding the highest standards of compliance and consumer protection.

We’re seeking an experienced Compliance & Risk Manager to lead our governance framework and ensure we continue to meet all regulatory and operational risk obligations as we grow.

The Role
As the Compliance & Risk Manager, you will be responsible for maintaining and enhancing our compliance and risk management frameworks, policies, and controls. You’ll play a key role in ensuring our operations remain aligned with ASIC, AUSTRAC, NCCP, and AFCA requirements, while supporting responsible lending, data protection, and internal audits.

You will work closely with executive leadership, product, operations, and legal to embed a culture of compliance and ensure effective risk management across the business.

Key Responsibilities

• Maintain and enhance the company’s risk and compliance management frameworks

• Monitor ongoing compliance with ASIC, NCCP and AUSTRAC requirements

• Lead regulatory reporting, breach management, and complaints resolution oversight

• Oversee AML/CTF obligations and ensure regular transaction monitoring and audits

• Conduct internal audits, risk assessments, and compliance reviews across departments

• Support Responsible Manager obligations under the company’s credit licence

• Develop and deliver staff compliance training and ongoing education

• Maintain risk registers, policy updates, and control testing programs

• Advise the executive team on regulatory changes, risks, and key compliance issues

• Support incident and issue resolution with clear action plans and stakeholder alignment

What You Bring

• 5+ years of experience in compliance and risk roles, ideally within financial services or lending

• Strong knowledge of ASIC, NCCP, AML/CTF, Dispute, and Privacy frameworks

• Experience managing or supporting AFSL/ACL Responsible Manager duties (desirable)

• Exceptional attention to detail, investigative mindset, and a proactive approach

• Strong communication skills to influence and educate internal teams

• Familiarity with complaints, breach reporting, and audit management systems

• Ability to work independently and contribute to executive decision-making